For financial, investment and holding companies and investors
As well as for companies that cannot meet the conditions for active membership


Cooperative shares




Conditions for credits, transfers, deposits and withdrawals

Credits (Claims to the cooperative)
ComDeposits
Capital credit (at the value of CHF in the year 2000)
For capital repayments of shares, there is a capital credit that can be used to purchase shares and can be transferred or withdrawn.


ColDeposits
When adjusting the rate between capital and profit credit, a value adjustment deduction is made.


CorDeposits ()
For deposits to the cooperative you receive pre-shares. A return by the cooperative is excluded.



Caps - Profit credit (valued in CHF or own rate)
For profit payments there is a profit credit that can be transferred or withdrawn.


Payouts via bank transfers
A withdrawal requires a deposit beforehand.
For bank transfers a withdrawal request is required.

A withdrawal request is possible when a certain minimum amount is reached.

• Only one withdrawal request is possible at a time. The withdrawal request can be canceled at any time.
• Withdrawals are financed according to the order by the accumulated credit balance from payments from capital borrowers however capital withdrawals and active members are given priority. Delayed one week for security reasons.
• It may require an additional waiting period until the required funds are received, however, the cooperative should be able to draw on reserves if necessary.

For the payment of claims is responsible: The associated institution or the subsidiary or branch, only if none has yet been established, the cooperative;

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